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Provencal Mas
Chalet Overlooking Evian & Lac Leman
William Pearson



There have been all sorts of opinions bandied about and I am trying to give a balanced view of the effect on British French property owners should the referendum in June give an OUT vote.

France, as well as Spain, have been very popular with British home buyers for many years, and certainly before the Common Market came into being. Whichever way the vote goes I think the British will continue to be very welcome. If we vote to leave we would probably be in the same situation as the Americans and Australians who have been buying in France for many years and live there very happily! Yes there may be social charges and / or capital gains tax when selling, but if the market over the past few years is anything to go by, CGT will definitely not be a problem!

Will there be any possibility of the British losing ownership of their properties if we leave? Definitely not!

Would we need to apply for a visa to visit France and other EU countries? In my view this is highly unlikely as there would be almost certainly be reciprocal arrangements with all EU countries.

With regard to healthcare the current reciprocal arrangements may be terminated, but there are many insurance companies specialising in this field - I do not see a problem.

There may be a problem obtaining mortgages when buying in the EU. Interest rates may be higher for British or other 'foreign' buyers and higher deposits may be necessary. Banks work across borders and I feel sure that any problems will not be too onerous.

With these notes I am not advocating  a vote for a 'Brexit' but hopefully laying to rest some of the myths being circulated.

French property prices are very low in most areas, and it's an ideal time to take advantage!

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